If you have a cash back credit card with 5% rotating categories, one of things you look forward to every three months is seeing what those sweet, sweet 5% cash back categories will be. Today, let’s take a look at the Discover it categories for the second quarter of 2017 and where you’ll be earning the extra cashback.
Discover It 5% cashback categories
For the upcoming quarter, you’ll get 5% bonus Discover It cashback at home improvement stores and wholesale clubs (again). You can earn up to $75 cashback, which is total spending of $1,500. Activation of this category starts March 1st.
These categories won’t work for me here in the city, but hopefully you’ll be able to make good use of them!
Remember to consult the Discover website to determine what constitutes a home improvement store and a wholesale club. You can do so here.
The competition
We already know what the Chase Freedom and Citi Dividend are planning to offer to compete against the Discover it categories in the second quarter. Luckily there is no overlap with the Discover it categories for Q2 2017.
Chase Freedom: grocery stores and drugstores
Citi Dividend: drugstores and fitness clubs
Discover it Categories Reminder
Something to note if you are thinking about getting the Discover It card is the double cashback in your first year of card membership. Per the Discover it website, “Discover automatically matches all the cash back you earn dollar for dollar at the end of your first year. Only for new cardmembers.” Basically, if you spend $1,500 at home improvement stores or wholesale clubs during the second quarter Discover cash back categories, you’ll get $150 back, rather than $75. You’ll get the $75 back during the second quarter, and the second $75 will be applied at the end of your first year as a cardmember. Not too shabby!
This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as thepointsguy.com. This may impact how and where links appear on this site. Responses are not provided or commissioned by the bank advertiser. Some or all of the card offers that appear on the website are from advertisers and that compensation may impact on how and where card products appear on the site. Any opinions expressed in this post are my own, and have not been reviewed, approved, or endorsed by my advertising partners and I do not include all card companies, or all available card offers. Terms apply to American Express benefits and offers and other offers and benefits listed on this page. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Other links on this page may also pay me a commission - as always, thanks for your support if you use them
User Generated Content Disclosure: Points With a Crew encourages constructive discussions, comments, and questions. Responses are not provided by or commissioned by any bank advertisers. These responses have not been reviewed, approved, or endorsed by the bank advertiser. It is not the responsibility of the bank advertiser to respond to comments.
Dan Miller travels with his wife and 6 (SIX!) children. He loves to help families travel for free / cheap, especially larger families. If you are looking for help, drop him an email at 
No Sam’s or Home Depot or Lowe’s in your city???
No Sam’s, but we do have Home Depot–forgot about going the gift card route. Thanks for the reminder!
Hey, that’s what we are here for!