Please ensure Javascript is enabled for purposes of website accessibility

Back in July, we wrote a post covering the $475 million settlement that Equifax had agreed to from their data breach in 2017. You had to go to the Equifax settlement eligibility site, sign up and then you could choose either free credit monitoring or a $125 settlement in lieu of credit monitoring.

a close-up of a credit monitoring

Unsurprisingly, with tons of blogs posting about it and even Congresswomen tweeting about it, the response was overwhelming, so much so that the settlement website added a section to their FAQ

“If there are more than $31 million claims for Alternative Reimbursement Compensation, all payments for Alternative Reimbursement Compensation will be lowered and distributed on a proportional basis.”

Amending your claim

This weekend I got an email with the subject line of

Your Equifax Claim: You Must Act by October 15, 2019 or Your Claim for Alternative Compensation Will Be Denied

It actually went into my promotions folder in Gmail so I nearly missed it. In the email, it asked me to amend my claim to provide the name of the credit monitoring service I have / had in place.

a close-up of a credit card

You can still file a claim if you have not yet – the last day to file a claim is January 22, 2020


This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as thepointsguy.com. This may impact how and where links appear on this site. Responses are not provided or commissioned by the bank advertiser. Some or all of the card offers that appear on the website are from advertisers and that compensation may impact on how and where card products appear on the site. Any opinions expressed in this post are my own, and have not been reviewed, approved, or endorsed by my advertising partners and I do not include all card companies, or all available card offers. Terms apply to American Express benefits and offers and other offers and benefits listed on this page. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Other links on this page may also pay me a commission - as always, thanks for your support if you use them

User Generated Content Disclosure: Points With a Crew encourages constructive discussions, comments, and questions. Responses are not provided by or commissioned by any bank advertisers. These responses have not been reviewed, approved, or endorsed by the bank advertiser. It is not the responsibility of the bank advertiser to respond to comments.

BoardingArea