A few months ago, I wrote a post about how I use Plastiq to pay my mortgage and get “free” miles and points. Â It involves using the AT&T Access More credit card, which gives 3x points on many online purchases (including mortgages and rent through Plastiq)
(SEE ALSO: How you can earn airline miles paying your rent (for free))
Unfortunately, Citibank has removed all known working signup links to the AT&T Access More card, so if you don’t have one already, it makes it kind of hard to get one!
A workaround to still get the AT&T Access More card
We’ve had some good discussions on the Points With a Crew miles and points Slack channel about how you can still get the AT&T Access More card through a PRODUCT CHANGE, and several people have reported success doing this. Â We’ve had data points with people doing a product change from an AAdvantage card and the Diamond card.
I mentioned it over on the Travel Hacking 101 Facebook group as well and there were a few people there that were able to
I thought this was fairly well-known but enough people have been surprised by it that I thought it was worth a post mentioning it.
You won’t get the signup bonus (which was a $650 credit towards a new phone), and there is an annual fee of $95 I believe (though I’m not sure how that works out if you’re product changing).The main reason you’d want this card is for the 3x ThankYou points on online purchases. Â You do also get a 10,000 ThankYou point bonus if you’ve spent $10,000 or more on the card by your anniversary, which is one of the reasons I listed it as one of my 4 credit cards I’ll pay the annual fee on.
One other thing to mention is that ThankYou points earned with the AT&T Access More card can NOT be transferred to airline and hotel partners unless you also have a Citi Premier or Prestige. Â Something to think about as you’re making your plans for new Citi cards over the next 2 weeks in response to Citibank changing the rules for churners.
Did you know you could still product change a Citi card to the AT&T Access More card? Â Are you planning to do that?
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Dan Miller travels with his wife and 6 (SIX!) children. He loves to help families travel for free / cheap, especially larger families. If you are looking for help, drop him an email at 
Cannot find a working link. I have a big mortgage and this would be good for mucho points. Any help on a working link would be greatly appreciated.
As mentioned in the post, there is no known working signup link. The only way to get the card as of this moment is to product change from another Citi card
Any word on if this still works?
As far as I know, you can still product change to the AT&T Access More card, at least I haven’t had any reports of people being denied lately
Tried to convert a Premier card and I am about 3 months out from 1 year with the card. Citi said they could not do the product change for me.
About five weeks ago, I tried to convert an AAdvantage Bronze to an Access More.
First call, five weeks ago: “We no longer perform conversions to that card.”
Second call, four weeks ago: My Bronze was specifically ineligible. So I converted it to a Double Cash, with the intent of converting it Access More.
Third call, three weeks ago: Can’t convert my Double Cash, try again in the future.
Fourth call, one week ago: Can’t convert, supervisor says that you can’t convert to Access More any more, supposedly.
I’m still not 100% clear that anyone can’t convert to it with the right card and/or circumstances, but so far, it’s not going well for me. I’ll keep trying once a month until I give up and then I guess I’ll try again after a year. (Though if Plastiq is now charging 2.5% for MasterCard, as I think I read somewhere, maybe it’s not worth it.)
Any idea if its still possible to upgrade to citi access more?
should i just get the no annual fee one to try first?
I downgraded to it during the last year. Not sure if that still works. It is giving me 3x back on amazon stuff, but not on gift cards.
I am just adding points there until I can get the Prestige again.