For the past many months, I have been paying my mortgage(s) via Plastiq with my Citi AT&T Access More card. The 3x ThankYou points were in mind enough to offset the fees Plastiq charges, not to mention any fee fee dollars you were able to accumulate through referrals
(SEE ALSO: My experiences using Plastiq for “free” money paying my mortgage)
While you can no longer sign up for the AT&T Access More card, you have been able to get the card through product changing.
Citi AT&T Access More devaluation
Unfortunately, as with most good things, it appears that this has come to an end. Here’s an email I just got.
The categories eligible to earn 3x ThankYou Points for purchases made with your AT&T Access More card are being updated. Beginning July 22, 2017, you’ll only receive 1 point, not 3x points, for every $1 spent online on the purchase or reloading of gift cards or on rental and real estate payments.
Please note, you’ll still earn 3x points on every $1 spent on purchases made online at eligible retail and travel websites, including department and warehouse websites, online travel agencies and airline websites.
The end of usefulness for the AT&T Access More card
This is just about the end of usefulness for the Citi AT&T Access More card as far as I’m concerned. There could still be some value if you’re doing any product reselling or a lot of online purchases, but that doesn’t fit my spending habits. I gave up on product reselling after a disastrous experiment
(SEE ALSO: My experiences reselling $3,709.06 through Amazon)
You’ll need to do a lot of spending on this card if you want to keep it, given that it comes with an annual fee of $95. You do get 10,000 ThankYou points on your anniversary if you spend $10,000 in the year, which I have been able to do through mortgage payments. Given this recent change / devaluation, this would not be one of the cards with annual fees that I would recommend keeping.
I actually had 2 ATTAM cards and just closed one of them last week due to the annual fee hitting. I will make my July 1 and August 1 mortgage payments with Plastiq / ATTAM (before mid-July) and then put this card back in the sock drawer
I can’t say I’m surprised as I’m sure Citi was paying a disproportionate amount of its 3x ThankYou points for online purchases to Plastiq and for gift card purchases.
What about you? Are you planning on keeping your AT&T Access More card, given the recent news?
This site is part of an affiliate sales network and receives compensation for sending traffic to partner sites, such as thepointsguy.com. This may impact how and where links appear on this site. Responses are not provided or commissioned by the bank advertiser. Some or all of the card offers that appear on the website are from advertisers and that compensation may impact on how and where card products appear on the site. Any opinions expressed in this post are my own, and have not been reviewed, approved, or endorsed by my advertising partners and I do not include all card companies, or all available card offers. Terms apply to American Express benefits and offers and other offers and benefits listed on this page. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. Other links on this page may also pay me a commission - as always, thanks for your support if you use them
User Generated Content Disclosure: Points With a Crew encourages constructive discussions, comments, and questions. Responses are not provided by or commissioned by any bank advertisers. These responses have not been reviewed, approved, or endorsed by the bank advertiser. It is not the responsibility of the bank advertiser to respond to comments.
Dan Miller travels with his wife and 6 (SIX!) children. He loves to help families travel for free / cheap, especially larger families. If you are looking for help, drop him an email at 
Bummer, this has been a great ride combining 3x on Plastiq mortgage payments on AT&T with 1.6 cents in value per point if you have the Prestige. July 22/23 is not shaping up to be a great day in the world of credit card points.
Bad year for Citi – their customers anyway. Huge downgrade of Prestige, losss of HHonors Visa cards, and now this big bump down of this card. I was contemplating this one once my HHonors card with Citi has to be changed to something else. I’ve had it since 2012 so will keep the account alive with something as it’s got good history. Looking like slim pickings unfortunately.
Yeah – me too. I think probably a Double Cash card